Health Premiums
Wesleyan University 2025 Monthly Insurance Premiums
|
Plan and Tier |
Employee Contribution |
Wesleyan Contribution |
Total Premium |
|
Open Access Plus High Deductible Health Plan (HSA) |
|||
|
Single |
$200.38 |
$767.58 |
$967.96 |
|
Employee Plus Child(ren) |
$381.42 |
$1,457.71 |
$1,839.13 |
|
Employee Plus Spouse/Domestic Partner |
$483.77 |
$1,839.34 |
$2,323.11 |
|
Family, Including Spouse/Domestic Partner |
$601.99 |
$2,301.89 |
$2,903.88 |
|
Open Access Plus – In Network Only (OAPIN) |
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|
Single |
$268.28 |
$744.64 |
$1,012.92 |
|
Employee Plus Child(ren) |
$510.95 |
$1,413.60 |
$1,924.55 |
|
Employee Plus Spouse/Domestic Partner |
$647.69 |
$1,783.32 |
$2,431.01 |
|
Family, Including Spouse/Domestic Partner |
$805.95 |
$2,232.81 |
$3,038.76 |
|
Open Access Plus (OAP) |
|||
|
Single |
$317.06 |
$715.77 |
$1,032.83 |
|
Employee Plus Child(ren) |
$603.30 |
$1,359.07 |
$1,962.37 |
|
Employee Plus Spouse/Domestic Partner |
$764.56 |
$1,714.23 |
$2,478.79 |
|
Family, Including Spouse/Domestic Partner |
$951.43 |
$2,147.06 |
$3,098.49 |
|
Delta Dental - Core Plan |
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|
Single |
$15.32 |
$29.72 |
$45.04 |
|
Employee Plus Child(ren) |
$29.10 |
$56.48 |
$85.58 |
|
Employee Plus Spouse/Domestic Partner |
$36.75 |
$71.34 |
$108.10 |
|
Family, Including Spouse/Domestic Partner |
$45.98 |
$89.25 |
$135.23 |
|
Delta Dental - Buy-Up Plan** |
|||
|
Single |
$23.13 | $29.72 | $52.85 |
|
Employee Plus Child(ren) |
$43.93 | $56.48 | $100.41 |
|
Employee Plus Spouse/Domestic Partner |
$55.49 | $71.35 | $126.84 |
|
Family, Including Spouse/Domestic Partner |
$69.43 | $89.25 | $158.68 |
|
Voluntary Vision Plan - EyeMed |
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|
Single |
$6.40 |
$0 |
$6.40 |
|
Employee Plus Child(ren) |
$12.80 |
$0 |
$12.80 |
|
Employee Plus Spouse/Domestic Partner |
$12.16 |
$0 |
$12.12 |
|
Family, Including Spouse/Domestic Partner |
$18.81 |
$0 |
$18.81 |
Employees can elect to enroll in the dental or vision plans without enrolling in a medical plan.
|
2024 Premium Subsidy |
|
|
Eligibility: Employees whose annualized full-time base salary is less than or equal to $73,912.08. |
|
|
Tier |
Monthly Premium Subsidy |
|
Employee |
$74.52 |
|
Employee Plus Child(ren) |
$160.41 |
|
Employee Plus Spouse/Domestic Partner |
$160.41 |
|
Family, Including Spouse/Domestic Partner |
$197.72 |
Subsidy credits are applied to the employee paycheck based on pay frequency.
Medical/Dental/Vision Pre-Tax Premium Payment Plan
A participant in a medical, dental or vision plan is deemed to have elected to have his or her salary reduced by an amount equal to the participant’s share of plan costs and to have Wesleyan pay that share on a pre-tax basis. Medical or dental plan coverage cannot be changed other than during open enrollment, unless employment terminates or there is a change in family status such as marriage, divorce, death of your spouse/qualified domestic partner or child, birth or adoption of a child, termination or commencement of employment of a spouse, significant change in medical or dental insurance coverage attributable to a spouse’s employment, etc.
The pre-tax premium payment plan does not apply to medical, dental and vision plan contributions for a qualified domestic partner or the partner’s dependents unless he or she qualifies as the employee’s dependent for federal income tax purposes. The value of Wesleyan's employer contribution for domestic partner coverage must also be taxed as per IRS regulations.
For further information, please email benefits@wesleyan.edu or call Human Resources at