Other Information
Medical/Dental/Vision Pre-Tax Premium Payment Plan
A participant in a medical, dental or vision plan is deemed to have elected to have his or her salary reduced by an amount equal to the participant’s share of plan costs and to have Wesleyan pay that share on a pre-tax basis. Medical or dental plan coverage cannot be changed other than during open enrollment, unless employment terminates or there is a change in family status such as marriage, divorce, death of your spouse/qualified domestic partner or child, birth or adoption of a child, termination or commencement of employment of a spouse, significant change in medical or dental insurance coverage attributable to a spouse’s employment, etc. The pre-tax premium payment plan does not apply to medical, dental and vision plan contributions for a qualified domestic partner or the partner’s dependents unless he or she qualifies as the employee’s dependent for federal income tax purposes.
Medical, Dental & Vision Insurance
Changes During the Annual Open Enrollment Period
- During open enrollment each fall, you may:
- Begin medical, dental and vision insurance coverage.Choose a different medical plan.
- Add or terminate dependents from your plan(s)
- Terminate coverage
Changes made in medical, dental and vision insurance during open enrollment will be effective the following January 1. Your current medical, dental and vision coverage will continue during the next calendar year unless you change coverage during open enrollment.
Qualifying Life Events
- Marriage
- Divorce or legal separation
- Birth or adoption of a child, gaining or losing a dependent
- Loss or gain of coverage through a Spouse’s or Domestic Partner’s employment
- Losing eligibility for Medicare, Medicaid, or CHIP
- Death of a family member resulting in your loss of coverage
- Change in residence – if coverage isn’t offered in your area
- COBRA coverage ends
Life Insurance
You may enroll in or cancel your and/or a spouse/domestic partner voluntary life insurance plan at any time during the plan year.
An Evidence of Insurability application is required for enrollment and re-enrollments.
Terminating your Coverage
If medical, dental and vision insurance plans terminate due to a Qualifying Life Event or termination of employment your benefit(s) will end based on the following schedule:
- Events occurring between the 1st or 15th of the month – coverage ends on the 15th of the month
- Events occurring between the 16th and last day of the month – coverage ends on the last day of the month
Life insurance, short-term and long-term disability plans will terminate on the effective date of the event.